Life Lessons – Vers 17 – Loans

These days, we all get tons of phone calls. And we all must be annoyed with that kind of particular calls.

“Sir we are offering you a special easy loan with cheapest interest on market based on your credit score. You can avail this loan in simple steps”

That was horrible, This is the Satan calls you to hell putting a red carpet and angels on both sides waving palm leaves. Never fall for it.

Loans is a miracle, It will make a person who works for passion into a person who works like a loyal dog. This is true, if not one of you reading this, i see millions of people works hard like a slave just to clear of their loans. There is this line i remember and got it from google, with the help of google.

The borrower is servant to the lender – Proverbs 22:7

These lines are so true. The borrower is a servant to the lender, isn’t it? Try reading bible.

Ever imagined a life without loans? No commitments, Just to pay the house rent, one can work elsewhere and clear their house rent and live a peaceful life eating simple things they like.

But here comes the Greed. He /she just plays in someone’s mind and brain wash them to buy stuff on monthly EMI’s. Once the monthly EMI is cleared, a confidence builds up, there they go for yearly EMI. After few years they go for a long term EMI with 25 or 35 years of tenure. They never think back, what if there is a job crisis in the middle of their life journey.

EMI – Easy monthly instalment. Only Easy is the word that is here “Easy” from “E”MI. But EMI’s were never easy. Believe me, i also have EMI for next one year. And i am eagerly waiting for the day to close that. Greed is one of a reason, when i wanted to something in full cash, the offer made me to buy in EMI. And look where i am, i can’t lose my job not even for a month. i am stuck. Just like one in the millions.

Here comes my favourite quote i did again google today.

“If you think nobody cares if you’re alive, try missing a couple of car payments” – Earl Wilson

Never ever take loans, always spend something as a cash or from your debit card. Forget the Credit cards. There is nothing free in this world, one way or the other you will end up paying them one day. “Loans are injurious to mental and physical health”. I don’t know why nobody is putting this lines everywhere, This is the basic that every living being on this planet needs to know now. They all think and work like they get money all the time. Yes you get money, but all the time? You will never know the future, so stop being too optimistic when it comes to money.

Another favourite quote from google🙄 Hope you don’t mind, i happen to google a lot for this 😁

The decision to go into debt alters the course condition of your life, you no longer own it, You are owned – Dave Ramsey.

Hope you get my point with the above mentioned single quote. You want to live a life that you own it? Or you want life that owns you? Choose wisely.

Have a beautiful day ✨

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